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aws账号(www.2km.me)_Living from hand to mouth

admin2021-10-1729

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MORE than half of those surveyed by RinggitPlus recently are finding it hard to save money amid the Covid-19 pandemic.

A total of 21% of them live from pay cheque to pay cheque as they do not save any money each month.

A total of 76% of the respondents believe they are in control of their money. But 33% of them spend what they have, or even more.

The pandemic has hit the people’s livelihood and while saving for the future is important, the focus is on day-to-day living.

However, the pandemic has given enough reasons as to why having an emergency fund is vital and many want to start planning their finances.

A total of 63% of those surveyed picked emergency funds as their top reasons to save.

This is followed by 49% for retirement, 40% for travel, and 38% for new property or home purchases.

Respondents to the survey are also aware that their Employees Provident Fund savings will not suffice for retirement.

A total of 15% as opposed to 30%, believes that the savings are sufficient for retirement in 2020. But about half of those in this group (45%), admitted that they have not started planning for their retirement.

The RinggitPlus survey, Malaysian Financial Literacy Survey 2021, conducted across the country, attracted 3,033 respondents.

More than half of the respondents were males.

A total of 61% of the respondents are youths and millennials aged 35 and below.

The survey reveals that 38% of the youths use three or more e-wallets, 92% own at least one e-wallet, and 63% of them are willing or open to investing in cryptocurrencies.CLICK TO ENLARGE


转载说明:本文转载自Sunbet。

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